Classic and modern classic bikes are things of beauty. Ok, so the latter name is something of an oxymoron, but it marries retro design with state-of-the-art engineering. Reliable, but with the sleek style of a bygone era, it tends to be the look of these rides that tugs at bikers' heartstrings.

Securing the right classic motorcycle insurance is key to truly enjoying your experience out on the road. At the end of the day, no one wants to be stressing about the consequences of not being covered. But there's no need for you to worry, because that's where Entire Cover comes in!

Our job is to compare quotes from some of the UK's leading insurance providers so that you can secure the cover that works for you. You might own a Yamaha XSR900, a Kawasaki Z650 RS, or a BSA Gold Star 650 – whatever your ride, we'll aim to get you a deal you're happy with. Keep reading to find out how we can help you get the right classic or modern classic bike insurance policy.

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Why choose Entire Cover

  • Get a quote in minutes
  • Cover for a huge range of makes and models
  • Policies from some of the UK's leading insurance providers
  • Easy to add optional extras to your cover
  • The UK's only site where you can compare multi bike policies
  • Providers' claims lines open 24/7
  • Access to brands rated 'Excellent' on Trustpilot
  • Option to pay via instalments

Frequently asked questions

It's an important distinction, so let's deal with that before we go any further. A modern classic is any bike between 10 and 19 years old. Meanwhile, a classic is of a slightly older vintage - 20 to 29 years.

And speaking of vintage, does your ride date back even further than that? Has it been around for 30+ years? Then you need a vintage bike insurance policy.

Yes! It's a legal requirement to have at least third-party cover when using a vehicle such as a motorcycle, so insurance for a classic or modern classic bike is a must. If you're caught riding without this, you could receive a fine and have points on your licence - so it makes no sense to take that risk!

The only time you won't need to insure your ride is if you declare it to be off the road with a Statutory Off-Road Notification to the DVLA.

You can get one of three different levels of classic bike insurance in the UK. And you need to make sure you understand the extent of cover you can receive for each before deciding which to go for. But don't worry, we've broken them down for you right here.

Third-party insurance

Third-party cover is the minimum level of classic or modern classic bike insurance you can get. This option won't offer protection against damage to your bike. Instead, it's there to cover accidental damage made to someone else's vehicle or property.

Third-party, fire and theft insurance

This is the next level of protection, covering fire damage and theft as well as any third-party damage.

Comprehensive insurance

For more robust protection, you can opt for comprehensive classic motorcycle insurance. On top of what has already been highlighted, you will also be covered for accidental damage to your own bike - even if you were at fault.

We'll compare classic bike insurance quotes from some of the UK's leading providers, ensuring you have a range of options to choose from. Depending on your insurer's terms and conditions, you could get protection for:

  • Any other bikes you own, under a multi bike policy
  • Your no-claims bonus
  • Riding in Europe for up to 90 days
  • Riding other people's bikes, with their permission

Other potential benefits include:

  • Agreed value for free
  • Static display cover for shows and events
  • Low excess starting from £50
  • Cover for club rallies
  • Salvage retention

We're aware that when it comes to classic and modern classic bike insurance, you'll want to protect other elements beyond the ride itself. It's important to us that you can customise your policy and that's why you can add other options, such as:

  • Breakdown cover
  • Helmet and leathers cover
  • Personal accident cover
  • Legal expenses cover

A good question, but one that's hard to offer a simple answer to! As with any insurance policy, the end quote will be dictated by a variety of factors. Anything from the model to the engine size, and other personal information about the rider, can influence the final price. For instance:

  • The age of your ride and whether it is deemed a classic or a modern classic
  • Your age and riding experience
  • The value of your classic bike
  • The level of cover you need
  • Previous claims and/or convictions
  • Modifications to your classic bike
  • Any optional extras added to your policy
  • Where you keep your classic bike
  • Any security measures you use

You'll receive classic bike insurance quotes from us that have been sourced from a number of the UK's leading insurance providers, easing the chore of comparing prices yourself.

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There are two payment options available - you can choose between an upfront premium or spreading the cost over monthly instalments. Please note that the second option will mean you'll pay more overall. But don't worry, all the details will be covered when you receive your quote, so you can make an informed decision about how you'd like to pay.

Compare classic motorcycle insurance with Entire Cover

When you compare classic bike insurance quotes with us, you can sit back and let us do all the hard work for you! Enter a few details then we'll show you the options. All that's left is for you to choose the policy that suits your preferences.

It's our job to take the hassle out of finding the right insurance – and that's why we've made comparing quotes with Entire Cover as simple as possible.

Get a classic motorcycle insurance quote >>>