Are you a young rider who's getting to grips with life on two wheels? Or maybe you're enjoying the freedom of zipping around town using your 50cc engine? Whatever you love about your moped, you'll want to make sure you have the right insurance policy.
But there's no one-size-fits-all when it comes to insurance for a moped. And with many providers out there, finding the most suitable cover for your needs can be a challenge. That's not the case with us.
Here at Entire Cover, we'll do the hard work for you. We'll compare multiple policies from a range of leading companies across the UK to find the right moped insurance for your wheels.
Discover more about how we can take away the hassle of comparing moped insurance quotes.
Frequently asked questions
A motorcycle refers to a vehicle that has two wheels and is powered via a motor. But the difference between a scooter and a moped comes down to engine size and speed.
They both feature a platform on which to place your feet, so in style terms, they're essentially the same. A scooter is basically any two-wheeled, motor-powered vehicle with a platform to rest your feet on. The engine size of a scooter can go up to 750cc.
But a moped refers to a motorcycle with an engine power of 50cc or below and a maximum speed of around 28mph. So, really, it all comes down to power!
In short, yes! While it's true that mopeds are subject to less stringent licencing requirements and age restrictions than scooters or motorbikes, you're still legally required to have the correct insurance to be able to ride on the roads.
Just like driving a car, if you choose to ride a two-wheeled, motor-powered vehicle of any engine size and speed, you'll need to have a suitable insurance policy in place.
Just like other vehicle insurance policies, there are various levels of cover to choose from when you insure a moped.
This is the highest form of cover you can get and, as well as covering any third party, this also covers you for damage to your own moped, whether you're at fault or not.
Third-party, fire and theft
This covers damage or injury to a third party plus any damages to your own moped due to fire or theft.
This is the most basic moped insurance and will cover damage or injury to another party or to their vehicle.
Your specific policy will include the exact details of your cover, but you'll usually benefit from the following:
- Protected no-claims bonus
- Cover for any other rides via a multi bike policy
- European cover for up to 90 days
This depends on a few factors, so unfortunately it's difficult for us to give an exact figure. As mopeds are generally cheaper to run and repair, you'll likely pay less for moped insurance than you would for scooter or motorbike insurance.
We'll look at multiple providers to find the most suitable moped insurance quotes, based on your specific needs. However, aspects that could affect your quote are:
- Your age
- The make and model of your moped
- Previous experience and any claims
- Your preferred level of cover
- Any optional extras
We can help find you moped insurance that suits your needs. Even if you're a young rider with little experience, you might be surprised at the average cost of moped insurance.
Paying upfront can often be the cheapest way of taking out moped insurance. However, if you prefer, you can spread the cost of your policy with monthly instalments. It's entirely up to you!
As with other vehicle insurance policies, your cover will likely include no-claims discount. However, it's important to check your individual moped insurance quote to make sure this is the case if that's something you want.
How do I get a moped insurance quote with Entire Cover?
Getting a quote is beautifully straightforward when you choose Entire Cover! Enter your details online and we'll compare moped insurance from some of the leading providers for you. So, there's no need to spend time searching for the right quote.
Ready to get covered?