Riding a cruiser isn't about racing from A to B; it's about enjoying the journey and looking good doing it. With low-slung frames harking back to American classics, their style is laid-back in more ways than one. But that doesn't mean that you can afford to be lax when it comes to cover.We will aim to help you to get specialist cruiser motorbike insurance whether yours is new, vintage, modified or completely custom-built. Just tell us a few details to start comparing quotes online from some of the UK's top providers.
Sit back to read more about cruiser bike insurance and how we can help you to protect your pride and joy.
Frequently asked questions
Of all the different motorbike styles out there, cruisers are one of the most recognisable and popular. Their iconic look dates back to the 1930s and has come to represent style, attitude and riding for the fun of it.
Cruisers are synonymous with American giants like Harley-Davidson and Indian, though popular models also hail from Japan and elsewhere. The classic cruiser has a large, heavy frame with a low seat and extended front forks, perfect for long, comfortable rides. Their engines typically emphasise rideability over racing, offering lots of low-end torque without tonnes of horsepower.
Yes, you do! You need at least third-party insurance by law. You could receive a fine and points on your licence if you're caught cruising on UK roads without it, so don't make that mistake and be sure to get covered!
In terms of cruiser bike insurance specifically, you should be able to get covered by a standard motorbike policy. But specialist insurance is more likely to offer the features and value that you need from it, especially if yours is modified, custom-built or vintage. And you're lucky, as our insurance providers cover both!
You can! Cruisers make perfect platforms for customisation, and many owners modify their bikes or even build them entirely themselves.
You might alter yours to improve its performance, aesthetics or practicality. Alternatively, you might just want to hone your skills while tinkering with a beautiful bike in your spare time. We will always aim to find you a policy as long as your cruiser is road legal, but there may be some modifications that our providers cannot cover.
Just make sure to tell us about any modifications so that your cover is appropriate for your ride. If you do, the Entire Cover tailored quote journey makes it easier than most to get a quote for a modified bike.
While there are several policy add-ons available, you'll need to start by choosing one of three standard levels of cover.
This is the most basic cruiser motorcycle insurance available and the minimum required by UK law. It covers you for accidental damage to someone else's vehicle or property, but not your own.
Third-party, fire and theft insurance
One step up gets you the same third-party protection on the roads, plus cover for your cruiser if it's damaged by fire or stolen.
Just as it sounds, comprehensive insurance is the broadest basic cover available. You get all the same cover above plus protection for any accidental damage to your cruiser - even if it was your fault.
Cruisers can be as individual as their riders, so there's no easy answer to this question. Sorry about that! What we can be certain of are the common factors that will affect the price of your cruiser motorbike insurance. These include:
- The make, model and engine size of your cruiser
- Your age and riding experience
- The value of your cruiser
- Any modifications that you've made
- The level of cover that you want, plus any policy add-ons
- Any previous insurance claims
- Where you store your bike on a regular basis
- Any extra security measures
Whatever the value and performance of your cruiser, we'll compare quotes from specialist insurance providers to find the right cover for you.
You've got two options with your premium: paying in full upfront or spreading the cost over monthly instalments. It's important to understand, however, that this will cost more in the long run than paying upfront. Regardless, you'll see both cost options with each quote, so you'll know exactly what to expect either way.
We compare cover from some of the UK's top providers, which means that policy specifics vary. But there's a good chance that we can help you to find cover including:
- Riding in Europe for up to 90 days
- Protection of your no-claims bonus (if you have one)
- Riding other people's bikes with their permission
- Cover for any other bikes you own under a multi bike policy
You might want to add some extras for further reassurance on the road, such as:
- Helmet and leathers cover
- Breakdown cover
- Personal accident cover
- Legal expenses cover
Ccompare cruiser motorcycle insurance with Entire Cover
Sit back and relax, as comparing cover should be as easy as riding your cruiser feels. We've done our best to make it that way.
Just tell us a few details about yourself and your bike. Moments later, you'll be able to compare cruiser motorcycle insurance quotes from some of the UK's leading providers. All that's left is to choose the right cover for your cruiser, then sit back and relax!