Compare Custom Bike Insurance Quotes

A custom bike is a ride that was manufactured as part of a series but then modified, either completely or partially, to suit the rider’s personal taste – creating the bike they’d always dreamed of. Some people even build their own bikes from the ground up, usually keeping to a classic style. 

Yes, 100%. By law, you need third-party insurance at least. If you’re caught on the roads without it, you could receive a fine and points on your licence. Don’t be that person – get yourself covered!

Specialist insurance is most likely to give you the features and value you need from your policy and, luckily for you, our providers may be able to help! 

Yep! Custom bikes are a dream come true for many riders, as they’re usually the result of hours of hard but rewarding work.

Your custom bike might have been modified for aesthetics, performance, or even safety reasons. Or, you just enjoyed working on a beautiful bike whilst honing your own skills. As long as your custom bike is road legal, we will always aim to find you policies to choose between.

Tell us as much as you can about your custom bike so that you can be sure your cover options are appropriate for your ride. If you do, the Entire Cover journey makes it much easier to find a tailored quote for your custom bike. 

While you can personalise your policy with a range of add-ons, first you’ll need to decide which standard level of cover suits you.

Third-party insurance

This is entry level protection for your custom bike, and it’s the minimum UK law requires. Third party policies cover you for accidental damage to anyone else’s property or vehicle, just not your own.

Third-party, fire and theft insurance

Level up and you’ll get the same third-party protection whilst riding, plus cover for your custom bike if it’s stolen or damaged by fire.

Comprehensive insurance

Comprehensive insurance is just like it sounds – the broadest of cover levels on offer. You get all the same cover as third-party, fire and theft insurance plus you’re protected against accidental damage to your custom bike, even if it was your fault. 

Customised bikes are as unique as their owners, which is why we can’t give a straightforward answer to this question – sorry! What we do know for sure is that there are common factors which will help to decide the price of your custom bike insurance. They include:

• The make, model, and engine size of your custom bike
• The value of your custom bike
• Your age and riding experience
• The features and modifications you’ve added
• The level of cover you choose, plus any add-ons you want
• Where you regularly store your bike
• Any extra security measures your bike has
• Any previous insurance claims

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When it comes to paying your premium, you’ve got two options – pay in full upfront, or spread the cost with monthly instalments. Remember, paying your premium monthly will cost more overall than paying upfront. We’ll show you the breakdown of both options with each quote so, either way, you’ll know what to expect. 

We work with many UK providers to compare cover, so policies aren’t a case of one-size-fits-all. That said, there’s a good chance we could help you find cover including:

• Riding in the EU for up to 90 days
• No Claims Bonus protection (if you have one)
• Cover for other bikes you might have with a multi-bike policy

For added peace of mind on the road, you might like to consider extra protection, like:

• Breakdown cover
• Helmet & leathers cover
• Personal accident cover
• Legal expenses cover