Is life on four wheels twice as good as life on two!? Some might say that, but we're staying firmly on the fence. Whatever you think, it's undoubtedly very different. Quad bikes are versatile machines, opening up a whole world of adventures. They're also a perfectly practical way to get from A to B, especially in rural settings. They're certainly a unique ride, which means you need the insurance to reflect that.
A standard motorbike policy simply won't cut it, which is where Entire Cover comes in. We can help you compare quad bike insurance quotes from several of the UK's well-known providers, including Swinton Insurance and Carole Nash. Which, in itself, is pretty good - but wait, it gets better! It takes only a few moments to enter your details and we'll aim to find you a selection of quotes. What's not to love?
So, let’s find out more about Entire Cover and why you can count on us when it comes to taking out insurance for quad bikes.
Frequently asked questions
There are some quads that can't be used on the roads because they do not meet safety standards. However, if yours does and you're planning to use it on the road (and why wouldn't you be?), you need to have at least third-party quad bike insurance in place. This is a legal requirement. If you're found to be riding without cover, you could be fined and have points put on your licence - you don't want to risk upsetting the authorities!
The only time you wouldn't have to insure your quad bike is if you've declared it to be off the road with a Statutory Off-Road Notification to the DVLA.
There are three main types of quad bike insurance in the UK. They offer varying levels of cover, so you must understand the differences to choose the policy that suits you best. We know it can seem like a lot to get your head around, so we've broken it down for you below.
Third-party only insurance
This is the minimum level of road-legal quad insurance. It doesn't offer any cover for damage to your quad. Instead, it's designed to provide cover for any accidental damage you cause to someone else's vehicle or property.
Third-party, fire and theft insurance
This provides a higher level of protection. Your policy will include cover for fire damage or if your quad is stolen, as well as third-party damage.
Comprehensive insurance
A policy of this kind offers the most robust insurance for your quad bike. It covers all the above as well as any accidental damage to your own ride.
It's hard to say how much your policy might cost because there are lots of things that can affect the price, such as:
- The make, model, and engine size of your quad
- Your age and experience
- The value of your quad
- Any previous insurance claims and/or convictions
- Any modifications you've made to your quad
- Optional add-ons to your policy
- Where you store your quad
- Any security measures you have in place
When you come to Entire Cover, we'll compare a number of the UK's well-known providers to secure quad bike insurance that works for you.
When you take out insurance for your quad bike through Entire Cover, you have two options in terms of payment. You can pay the premium upfront in one go, or spread the cost across monthly instalments. It's important to note that paying this way will increase the overall cost, but this will be made clear when you get your quote so you'll always know exactly how much you can expect to be charged.
When you come to Entire Cover for quad bike insurance, we'll try to offer quotes from different providers so you have options to choose from. However, it does mean the specifics of each policy may vary. We'll always aim to find cover that meets your needs, and we should be able to help you find insurance for the following:
- Riding in Europe for up to 90 days
- Protection of your no-claims bonus
- Any additional rides you may own, under a multi bike policy
We know that insuring a quad bike isn't just about covering your four wheels; there are lots of other aspects we can help you add to your policy, such as:
- Helmet and leathers cover
- Breakdown cover
- Personal accident cover
- Legal expenses cover
Compare quad bike insurance with Entire Cover
We've tried to make comparing insurance for quad bikes as easy as we can, because nobody likes a complicated life, do they? So, all you have to do is head to our online form and fill in a few details about yourself and your quad. We'll compare a number of UK providers and supply you with a choice of quotes. From there, it's up to you which policy you choose. Simple as that!